Bottom Line Radio Network -- Each Tuesday 7pm Central on 560AM KLVI

How Much Can You Afford to Lose?

Why Aren't You Using "Safe Money" Strategies in Your Retirement Portfolio?

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"That's The Bottom Line" is brought to you Tuesdays
at 7pm Central on NewsTalk 560AM KLVI. Show call in numbers are 1 (800) 330-5584 and local to Beaumont, Texas (409) 896-5584.

Mr. Hickman and Mr. Vallorani are both Registered Financial Consultants with Asset Growth Associates.

You can reach them during the week 8:30AM to 5PM Monday through Friday toll-free at 1 (866) 728-3697 in Texas and Louisiana and at 840-6900 if you're local to Beaumont! You can also send them an email by clicking the email buttons below.

We Know Retirement.

Taking True Control
Of Your IRA and 401(k)

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Todd Hickman

More about Todd

Get the Free eReport on Principal Protection!

Gene Vallorani

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Treasury Ready to Throw Away US$9 Billion of Taxpayer Money

Treasury Department Issues Emergency Recall Of All US Dollars

(Don't worry...it's parody...but sounds strangely familiar...)

THE ASCENT OF MONEY

In THE ASCENT OF MONEY, Niall Ferguson traces the evolution of money and demonstrates that financial history is the essential back-story behind all history.

How Millions of American Will Lose Their Homes

Make Mine Freedom (1948)

Make sure you don't outlive your retirement money.
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Disclaimer: Everyone's situation is different. This site does not give and is not intended to give specific legal, accounting nor tax advice. Please consult with your own accounting, legal and/or tax professional.

Neither Mr. Hickman nor Mr. Vallorani can respond to questions received on air or via any email request for guidance on individual securities. Not every investment is suitable for your particular situation. Be sure to consult with your investment professional before making any investment decision.

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Todd Hickman, RFC has worked in financial services since 1987. Todd has also worked as a corporate Director of Investor Relations officer in a publicly traded company in Houston, Texas. In that role, Todd interacted with many institutional fund managers and investment bankers. Todd's experience allows him to bring a unique perspective to seeing things from the client's side as well as the institutional side. Todd is currently a Registered Financial Consultant, a professional designation granted by the International Association of Registered Financial Consultants. Todd has earned the professional designation of Certified Senior Advisor from the Society of Certified Senior Advisors and the designations of Certified Retirement Administrator and Certified Retirement Consultant from The International Foundation for Retirement Education, located on the Texas Tech University Campus in the Texas Tech Center for Financial Responsibility. Todd is a former Board Member of the local association of the National Association of Insurance and Financial Advisors. He is also a former member of the Beaumont Estate Planning Council and a former volunteer Certified Ombudsman with the State of Texas Long-Term Care Ombudsman Program, part of The Texas Department on Aging. You can contact Todd at his office at (409) 840-6900 at Asset Growth Associates.

Gene Vallorani, RFC began his financial services career in West Virginia as a life insurance sales representative in 1975 and became a registered representative in 1982. He moved his family to Texas in 1989. He earned a bachelor of arts degree from Salem College in Salem, West Virginia after being honorably discharged from the United States Marine Corps in 1966. Gene is also a Registered Financial Consultant. Gene especially likes to help pre-retirees and retirees plan properly. "The biggest challenge retirees have is making sure they don't outlive their income," he says. Gene also enjoys working with young families as well by helping them prepare for the future. He is a past president of the Clarksburg, West Virginia Life Underwriters, past president of North Central West Virginia GAMA and he is also involved in various charities locally. You can contact Gene at his office at (409) 840-6900 at Asset Growth Associates.